You hear the commercials all the time; insurance companies promising to take care of you in the event of an accident. While this is partly true, when you are filing a claim with someone else’s insurance provider, they’re less likely to be concerned about your well-being.
Unfortunately, many insurance companies look out only for profit, so when a valid claim comes in, they’re often looking for ways to deny compensation. Here are a few of the things that these companies won’t tell you when you’re going through the claims-filing process.
You Don’t Have to Answer Their Questions Alone
Insurance companies will try to reach out to you quickly to try and get you to sabotage your own case. They try to tell you they record calls for training and quality purposes, but they’re also trying to get you to say something that lets them deny your claim.
It’s vital to know that you can have a lawyer on your side throughout the process to safeguard your legal rights. A lawyer prevents the insurance company from using your statements against you by answering questions on your behalf.
You Have to Accept Their Settlement or You’ll Get Nothing
Insurance companies will try to claim that all you can receive is the settlement and that if you don’t accept it, you will get nothing. Settlements are often offered at an amount much less than you deserve. In these situations, it’s vital to speak with a lawyer to know when the settlement is adequate and where you can pursue more compensation.
Your Pre-Existing Conditions Can Play a Factor
You need to get medical treatment after a crash to determine how severe your injuries are and help prove your case. There are times when the insurance company will look for pre-existing conditions as a way to try and deny your claim, but if you have recent medical records indicating the injuries from the crash, it can help you.
At Gaddis, Herd, Craw & Adams, P.C., our Colorado Springs car accident lawyers have significant experience and stand ready to help you. We’re prepared to guide you throughout the process and pursue the compensation you need to move forward.
Call our firm at (719) 249-6240 today.